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First Home Buyer advice

Starting your journey on property ladder can feel overwhelming. How much deposit do you need? Are you eligible for the First Home Buyer’s Grant? If questions like these are clouding what should be an exciting time, let Mortgage Minds guide you.

We specialise in helping first-home buyers navigate Auckland’s property market with confidence. By understanding your lifestyle, financial situation, and long-term goals, we can identify the best solutions for your deposit – whether that’s through family gifting, KiwiSaver, personal savings, or a combination of all three.

With expertise in home loans and KiwiSaver advice, we’re here to make the homeownership process seamless and stress-free. Trust Mortgage Minds to turn your dream of owning a home into reality.

First home buyer Can buy property with just 5% deposit. that means if you buying a house of $750,000 you only needs $37,500 for deposit. Lending criteria apply*

Why Choose Mortgage Minds

Access to a Wide Range of Deals

Unlike banks, we’re not limited to a narrow range of products. At Mortgage Minds, we provide you with access to a broad selection of mortgage options, helping you secure the most fitting deal for your needs.

Time-Efficient Process

With a deep understanding of the lending landscape, we know which banks and lenders are most likely to accept your application. Our expertise allows us to speed up the process and negotiate the best possible deal for you.

Help you to choose the Best Loan Structure

We will ensure that your loan structure is designed to align with both your short-term and long-term financial goals, helping you stay on track for the future

Comprehensive Financial Guidance

We go beyond just mortgages. Our team is equipped with the knowledge to advise you on various financial products, ensuring that you make well-rounded decisions about your finances.

Smart Financial Strategies to Save You Money

We work with you to structure your loan in a way that helps you pay it off sooner, saving you money on interest in the long run. At Mortgage Minds, our goal is to help you get ahead financially.

Cashback

We will negotiate the best cashback deal on your behalf, ensuring you get the maximum benefit